In today’s time, it is very difficult to buy a home because of so many frauds. Hence, Webroot team has given some tips to protect your identity when buying a home and you should install via www.webroot.com/safe. In this blog, you will read the method to protect your identity when buying a home.
Protect Your Identity When Buying a Home:
Ask for Referrals: As you all know it is difficult to find a right loan officer but you should make sure you are working with the trustable person. Before you buy a home, you should talk to your friends and family members and ask for the reference of known mortgage professionals because referrals can make your work easy for finding someone whom you can trust. You can also read the reviews which mortgage professionals get on their websites. If this reviews complaints you about the identity theft issues, then this will give you a red flag.
Ask About Security: If you share any kind of documents with a loan officer, then you should make sure that your information remains secure. If they ask you to upload the documents through secure portal or who can view your information if you shared it, and also you should understand the privacy policies before you share anything with the loan officer. It is advised you should not send your personal information through public Wi-Fi network. If it is necessary, then you should use a virtual private network (VPN) in order to generate a private encrypted connection to the website which you are using to upload documents. You should also create unique passwords for the websites which you use to upload your sensitive documents. You can use Webroot antivirus for VPN and for creating complex password through webroot.com/safe.
Secure Your Personal Devices: If you are transmitting your sensitive information to the loan officer in a right way, then also hackers can access your devices and can steal your stored information. So, you should ensure you must use a passcode on your devices and do not share it with anyone. You should also keep your mobile devices with you all the times so that nobody can steal your device and its passcode. Also, you should install Webroot antivirus software and keep it updated in order to secure your device from hackers.
Shred Documents: If the user has to print out documents to give to the loan officer, then you should ask them to shred the documents when they do not require them. In this way, nobody can access your information when you close your mortgage process.
Use Credit Monitoring Service: As you all know that you cannot avoid the threat of identity theft, it is difficult to monitor your credit during and after the loan process. With perfect credit monitoring strategy, you can respond to fake credit applications and accounts before they spoil your credit.
The above method helps to protect your identity when buying a home. For installing Webroot, go to official site via www.webroot.com/safe.